Tips for a Secure Retirement

Financial planning is a delicate balancing act, especially when it comes to saving for retirement. Despite competing priorities, it is crucial to prioritize securing your future. Here are some tips to navigate potential obstacles and ensure a secure retirement:

4 Reasons Your Index Funds May Have Failed You

Index funds are designed to simplify investing and provide peace of mind. However, there are instances where they fall short. High expenses or underperforming asset classes can hinder their effectiveness. Understanding these challenges can help you make better investment decisions.

The Vanishing ‘Blue Zone’ in Costa Rica

Have you heard about the ‘Blue Zone’ in Costa Rica, known for its population of centenarians? Unfortunately, this hub of long-lived individuals is at risk of disappearing within the next two decades due to development, tourism, and ecological concerns. Discover why preserving this remarkable community is essential.

Lessons from Two Young Financial Planners Turned Family Caregivers

Imagine being in your mid-twenties and suddenly becoming responsible for caring for family members. This was the unexpected reality for two young financial planners. Learn about their journey and the valuable lessons they gained throughout this experience.

Recovering from Financial Missteps

At 32 years old and with a family to support, it’s not uncommon to make financial mistakes. One individual wonders if blowing half of their 401(k) on cars means they are in trouble. Explore strategies to recover from financial setbacks and get back on track towards a secure retirement.

The Underinsured Seniors Dilemma

Shockingly, nearly 20% of seniors on Medicare are considered “underinsured.” This raises concerns about the adequacy of Medicare Advantage plans. Discover the potential pitfalls and explore options for comprehensive healthcare coverage during retirement.

The Art of Bond Investing

Many individuals approach bond investing incorrectly, potentially limiting their returns. Delve into the common mistakes people make when investing in bonds and learn how to optimize your investment strategy for greater financial security in retirement.

Embracing the Work-From-Home Revolution

Unexpected Retirement Plan Roadblocks

Unfortunately, unforeseen circumstances can derail retirement plans. Statistics suggest that approximately 40% of individuals are forced to stop working earlier than expected. Gain insights on how to navigate these roadblocks and secure your financial future.

More Retirement News

Stay informed about the latest developments in retirement planning:

Four Threats to the Distribution Phase of Retirement (Kiplinger)
A ‘financial vortex’ of competing priorities may reduce retirement savings by up to 37%, Goldman Sachs finds (CNBC)
The Federal Government Will Match Your Retirement Plan Savings By 50%. Here’s Who Qualifies. (Yahoo Finance)

Reconnecting Retirement Plan Participants With Their Benefits

Research and Insight

Caregivers Less Confident in Retirement Preparedness, Study Says (FedWeek)
Student debt thwarts Americans saving for retirement (Financial Planning)
How Spending ‘Spikes,’ Credit Card Debt and Plan Loans Impact Retirement Readiness (National Association of Plan Advisors)
85% Of People Plan To Work After Retirement Due To Financial Insecurities, Reveals HSBC Study (Retirement Outlook)
Hispanic Americans Face Retirement Savings Gap — Here’s What Can Be Done (TheStreet)
Housing Expenses Drive Spending Volatility in Retirement (PlanSponsor)

The rich are just like us — they buy CDs too
Should I sign up for long-term-care insurance through work?
We’re in our 60s, have almost $3 million and want to buy a new home. Do we tap into our savings or take out a mortgage?
The return-to-office battle just hit a tipping point. Companies won this round.
Keep your finances on track for the rest of the year with this 6-step fall money clean-up
Barbie and Wednesday Addams are hot Halloween costumes as Americans expected to spend over $4 billion dressing up this year